As the year winds down, life often feels like a balancing act. Between managing professional responsibilities, family commitments, and personal goals, financial planning can easily slip to the bottom of your priority list. Yet, year-end tax planning is a crucial step in protecting your private wealth and setting the stage for future success.

Year-end planning isn’t just about ticking boxes—it’s about leveraging financial strategies to reduce your tax liability, preserve your hard-earned wealth, and position yourself for the next year. With the right guidance, small decisions made now can yield significant long-term benefits.

At Finley Davis, we specialize in private wealth management, ensuring our clients are always positioned for success. Acting as advocates for your financial goals, we proactively monitor opportunities and tailor strategies so you never have to worry about missing what matters most.

The Pressure of Year-End Planning

For many, the end of the year is a race against the clock. However, ignoring critical financial and tax decisions can lead to avoidable tax bills, missed opportunities, and increased complexity in your private wealth management strategy.

We’ve seen common challenges like:

• Unnecessary tax liabilities: Paying more than you need to because of overlooked adjustments.

• Missed deductions or credits: Benefits that go unclaimed simply because deadlines pass.

• Legacy planning complications: Delays in making key decisions can create unnecessary tax burdens for your family.

The good news? You don’t have to navigate this alone. Working with a trusted financial partner can make all the difference.

What You Can Still Do

Even as the year comes to a close, there’s still time to take advantage of strategies that can optimize your financial position and protect your private wealth:

• Smart Charitable Giving: Tools like Donor-Advised Funds or donations of appreciated stock can maximize tax benefits while supporting causes you care about.

• Retirement Contributions: Maximize your contributions to 401(k)s, IRAs, or SEP-IRAs to lower your taxable income and bolster your financial foundation.

• Investment Strategies: Consider tax-loss harvesting or portfolio rebalancing to minimize your tax burden and position yourself for market opportunities in the coming year.

• Strategic Gifting: Use the annual gift tax exclusion to transfer wealth efficiently, reducing potential estate taxes.

• Business Deductions: Take advantage of Section 179 deductions by investing in equipment or making large purchases before year-end to offset taxable income.

Finley Davis: Your Advocate in Year-End Planning

Year-end tax planning is more than a checklist—it’s a critical opportunity to protect and grow your private wealth. At Finley Davis, we work tirelessly to ensure every detail is handled, every opportunity is uncovered, and every strategy aligns with your long-term vision.

While you focus on your goals, we’re behind the scenes analyzing every aspect of your financial picture. From identifying tax-saving strategies to optimizing your investment plans, we ensure you’re always ahead of the curve.

When you work with Finley Davis Financial, you’re not just partnering with a financial team—you’re gaining a dedicated advocate who prioritizes your success. Let us help you transform year-end planning into a powerful tool for financial growth and security.

Make this year-end the foundation for a confident and prosperous future. Contact Finley Davis today to secure your financial advantage.

Contact us to discuss your unique situation.

_{Tax and legal services are not provided by Lion Street Financial, LLC, and Lion Street Advisor, LLC.}