The more you accumulate, the more risk tends to hide in plain sight.
At Finley Davis Private Wealth, we’ve seen firsthand that investment performance is only part of the picture. For families with significant wealth, your estate plan risk can quietly grow over time—especially when planning is treated as a one-time task instead of a dynamic strategy.
Outdated trusts, mismatched ownership structures, and neglected tax strategies can quietly undo decades of thoughtful wealth building. If your plan hasn’t kept pace with your life or the law, the real risk may not be the markets—it may be the plan meant to protect everything you’ve built.
When Complexity Creates Exposure
When wealth spans business interests, investment portfolios, real estate, and philanthropic goals, there are more opportunities for something to fall through the cracks. Estate plans built years ago may no longer align with today’s asset values, family dynamics, or intended outcomes.
This is especially true for families managing succession across generations. Without regular review, planning gaps can lead to tax inefficiencies, family disputes, or asset distributions that conflict with your vision.
The result? A structure that appears sound on the surface but may no longer hold.
Tax Law Is Shifting. Timing Matters.
The federal estate tax exemption is expected to be reduced after 2025. That shift could dramatically increase exposure for families who have not revisited their estate strategy.
Fortunately, proactive steps can help. Strategic gifting, life insurance solutions, or trust restructuring may improve outcomes, but they require planning. At Finley Davis Private Wealth, we coordinate with your legal and tax professionals to align these strategies with your overall goals.
Planning Is Not One and Done
Estate planning is not something you finish. It is something you maintain. A will or trust that has not been reviewed in years may no longer reflect what matters most.
Ask yourself: Are your documents current? Have your assets changed? Have new family members been added? If you are unsure, it may be time to take a fresh look.
Let Finley Davis Private Wealth Help
The real risk may not be the market. It may be your estate plan risk. The good news is that it can be addressed with thoughtful review and strategic updates.
At Finley Davis Private Wealth, we help families turn complexity into clarity. Our team works with your trusted advisors to help protect your legacy and simplify the process.
Schedule a confidential conversation today to take the next step.
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Past performance is no guarantee of future results. Personnel of RiskBridge Advisors, LLC (“RiskBridge”) prepared this material. The views expressed herein do not constitute research, investment advice, or trade recommendations. RiskBridge may, from time to time, participate or invest in transactions with issuers of securities that participate in the markets referred to herein, perform services for or solicit business from such issuers, and/or have a position or effect transactions in the securities or derivatives thereof.
This material is distributed for informational purposes only. All material presented is compiled from sources believed to be reliable, but accuracy cannot be guaranteed, and RiskBridge makes no representation as to its accuracy or completeness. Any opinions, recommendations, and assumptions included in this material are based upon current market conditions, reflect the judgment of RiskBridge as of the date indicated, and are subject to change without notice. You acknowledge and agree that RiskBridge is not obligated to provide any additional information or update such information in making the information available. Securities and/or indices highlighted or discussed in this communication are mentioned for illustrative purposes only and should not be construed as investment recommendations. All investments involve risk, including the loss of principal. Before implementing any strategy, consult with a qualified financial adviser and/or tax professional. This information is not intended to provide investment, tax, or legal advice, and this material is not to be relied upon in substitution for the exercise of independent judgment. This material is not to be reproduced, in whole or part, without the written consent of RiskBridge.
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