Business/Edge: December 2024

This December, markets are buzzing with shifts that could significantly impact your business, from strong equity performance to anticipated interest rate cuts and evolving global trade policies.

Is Your Business and Wealth Protected? Year-End Strategies for Asset Protection

While celebrating successes is important, as the year draws to a close, this is the perfect time to ask a critical question: Is your wealth truly protected?

Why Year-End Tax Planning Matters for Private Wealth Management

As the year winds down, life often feels like a balancing act. Between managing professional responsibilities, family commitments, and personal goals, financial planning can easily slip to the bottom of your priority list. Yet, year-end tax planning is a crucial step in protecting your private wealth and setting the stage for future success.

Business Edge – November 2024

As we enter the post-election period with President Trump’s recent win, market dynamics are likely to shift with the anticipation of new policies.

Protect Your Wealth: De-Risking Strategies Tailored for Women Investors

As a successful woman investor, you’ve worked hard to build your wealth and secure your financial future. With the success you've achieved comes the importance of safeguarding your financial future.

Charitable Giving Vehicles to Strengthen Impact and Help Maximize Wealth

When it comes to building a lasting legacy, strategic financial planning isn’t just about giving—it’s about positioning your wealth to drive long-term value for both family and the causes that matter to you.

Multigenerational Wealth Transfer: Building a Lasting Legacy of Values & Wealth

In the world of private wealth management, wealth transfer is about more than handing down assets; it’s about creating a legacy built on values, knowledge, and financial responsibility.

Essential Conversations: Discussing Estate Planning with Your Parents

For families with generational wealth, estate planning conversations are essential but often delicate. With the 2026 estate tax exemption sunset on the horizon, addressing these key topics now is essential to preserving your family’s legacy.

2026 Estate Tax Sunset: What You Need to Know

Major changes are coming to estate taxes, and they could drastically impact the wealth you pass to your heirs. With the exemption set to drop in 2026, high-net-worth families could face significant tax liabilities—unless proactive steps are taken now.

Divided Congress, Stronger Markets

As we head into another election cycle, the political uncertainty can leave many investors questioning their financial future. But history shows that a divided Congress may actually benefit the markets—bringing stability when you need it most.

Staying Invested Through the Election: Why Staying the Course Matters

Just like sailing a boat through rough seas, managing your investments during election season requires a steady hand. Stay invested. Stay on course. Your future depends on it.

Election Proof Your Estate: Protect What Matters Most

In a world where laws and tax policies are constantly changing, the security of your family’s future can feel uncertain. But with the right plan in place, the legacy you've built will continue to support and inspire the generations that follow.

De-Risking Retirement

As you approach retirement, the stakes are higher than ever. The shift from accumulating wealth to preserving and utilizing it requires a carefully crafted strategy that balances growth with stability.

Election Impact Report: Identify Investment Opportunities

The goal is not to predict political outcomes but to identify growth opportunities across sectors.

Physician Financial Defense

From the threat of malpractice lawsuits to the intricacies of managing high income and taxes, physicians face a range of risks that can jeopardize both their professional and personal financial well-being.

Revocable Trust or Irrevocable Trust?

Prevent your family from being subjected to the probate process by choosing to set up a revocable trust or an irrevocable trust.

Buy-Sell Agreement with Life Insurance

Funding a buy-sell agreement with life insurance gives business partners the ability to have a smooth sale of their business interest after death.

Premium Finance for Death Benefit

Premium finance can fund the large life insurance policy you need, without requiring sizeable monthly payments or forcing you to liquidate assets.

Life Settlement Basics

If you have a certain type of life insurance policy, you may be able to sell it for money that you can use now. Learn how a life settlement can help you.

Life Insurance Review

Purchasing a life insurance policy is the first step to plan for your heirs. Use a life insurance review to make sure your plan stays on track.

John Hancock Life Insurance

John Hancock life insurance through Finley Davis offers various policies that can help you thrive today and stay prepared for tomorrow.

Using Your Life Insurance Policy for Charity

Discover how using your life insurance policy for charity can allow you to benefit a cause, mission, or organization close to your heart.

Lincoln Financial Group Life Insurance

Explore how Lincoln Financial Group life insurance through Finley Davis can diversify your portfolio, protect your business, and reduce future taxes.

What is Supplemental Life Insurance

If you maintain a life insurance policy, income will be provided to your loved ones when you pass away. In America, slightly more than half of adults carry life insurance.

Market Minute – May 2024

In the fourth quarter of 2023 and the first quarter of 2024, the equity markets experienced one of the strongest six-month rallies in recent history.

Case Study: The Cost of Inaction

A brief but in-depth look at how planning for the 2026 Federal Estate Tax Exemption Sunset can significantly help minimize tax liability.

Is Your Estate Team Truly Aligned?

Without a proficient team working together toward a common goal, your estate complexities can become overwhelming. It is imperative that all members of your estate team—wealth managers, tax professionals, and legal experts—collaborate effectively, ensuring that your voice and vision are consistently represented.

Life Insurance for Asset Protection and Early Retirement

Find out how life insurance can enhance your financial strategy because it offers wealth accumulation and tax-free income.

Big Estate Tax Changes Ahead

With the impending changes to the Federal Estate Tax, many families will struggle to find effective solutions that preserve their wealth for future generations. What if more of your money could go where you want it to go—towards your heirs and cherished charitable causes—rather than being lost to taxes?

Tax-Efficient Investment Strategies for High-Net-Worth Investors

In the realm of high net worth (HNW) investing, it's not just about how much you earn—it's about how much you keep after taxes.

Strategic Use of Retirement Accounts for Wealth Accumulation

Retirement accounts are not just vehicles for saving money for your golden years; they can also be powerful tools for wealth accumulation.

The Value of Corporate Trustees in Estate Planning

A corporate trustee is a financial institution or trust company that serves as the trustee for your estate, providing professional management and oversight.

Precision Tax Planning

In the ever-evolving world of tax law, high-net-worth individuals face significant risks from sudden legislative changes.

Can Your Business Thrive Without You?

A Buy/Sell Agreement, also known as a buyout agreement, acts as a sort of "pre-nuptial agreement" for businesses. It lays out a road map for ownership and financial issues, ensuring that the business continues smoothly without disruptions, and provides a clear protocol for various significant events.

Insure Your Exit: Are Your Assets Covered?

A critical component often overlooked in exit planning is insurance. Insurance plays a pivotal role from risk mitigation to asset protection, ensuring that your exit from the business does not jeopardize what you have built over the years. It prompts the important question: Are you covered?

Think Selling is Your Next Step? Plan First, Sell Second

Many business owners mistakenly believe that putting their business on the market is the first step towards a successful sale. This approach often overlooks the critical importance of strategic exit planning, which can significantly enhance the profitability and smooth transition of your business.

Business Planning for Physicians

Find out why partnering with specialized business advisors is key because physicians need tailored planning.

Value of Private Wealth Management

Discover the value of private wealth management because a holistic approach helps to secure your financial future.

The Broken System of Siloed Advice

Discover why integrated private wealth management matters because it breaks down silos for better financial outcomes.

Going Beyond the 1031 Exchange: Innovative Real Estate Tax Strategies

While the 1031 exchange is a well-known method for deferring capital gains taxes in real estate transactions, there are numerous other advanced strategies that can help investors optimize their tax situation and maximize returns.

Sophisticated Business Structuring for Optimal Tax Efficiency

Selecting the right business structure and periodically reassessing it can be key to optimizing tax efficiency and enhancing wealth accumulation.

Advanced Strategies to Protect Entrepreneurial Wealth

Whether it’s protecting against the unforeseen consequences of a sudden disability, ensuring continuity through a robust succession plan, or safeguarding your personal assets from business liabilities, strategic de-risking is essential to sustaining your success.

Managing WinCo Benefits For a Better Retirement

We help clients take advantage of their WinCo benefits by transitioning their ESOP and 401k accounts for retirement.

PeaceHealth benefits

Preparing for retirement is no simple undertaking. At Finley Davis, we are here to help ensure your retirement planning is on target, by helping you manage all of your PeaceHealth benefits.

Mission: Maximize Legacy

Families with significant wealth face unique challenges in ensuring their legacy is preserved and passed down to future generations. With the complexities of business ownership, international holdings, and diverse real estate portfolios, minimizing estate taxes while mitigating risk is crucial.

Resources

Financial insights that matter to you

Categories

Our Latest News and Resources

Get in Touch with Us

Quick Links

Follow Us